How it Works

Complement your existing online cashier and increase conversion by offering customers a seamless and secure payment experience within their existing online banking environment.
  • Step 1
    Your customers select iDebit as their payment method at checkout and are redirected to their online banking.
  • Step 2
    They log in to their bank to complete the transaction.
  • Step 3
    You receive instant confirmation of payment and customers are automatically returned to your site.

Merchant Benefits

Why choose us? iDebit Merchant Benefits include:
  • Increased Conversion

    Increased Conversion

    Boost consumer conversion with iDebit’s streamlined payment process, featuring guest checkout and in-transaction account signup, and extensive bank coverage.

  • Consumer Choice

    Consumer Choice

    Provide your customers with a quality alternative to credit cards for payments, refunds, and credits. Expand your potential market, accommodating a new group of potential buyers that cannot or will not use a credit card for online purchases.

  • Real-time Payment Confirmation

    Real-time Payment Confirmation

    iDebit provides real-time notification of payment to you and your customers, and automatically returns them back to your site once the transaction has been completed.

  • Extensive Consumer Coverage

    Extensive Consumer Coverage

    With one lightweight, straightforward integration, you increase your market reach and gain access to a broad global range of customers. See our FAQs for the full list of supported countries.

  • Comprehensive Reporting & Flexible Settlements

    Comprehensive Reporting & Flexible Settlements

    Access a full suite of real-time reports including transaction, adjustment, reimbursement, and current balance reports. We can also settle to your bank within the settlement parameters of your choice: weekly, monthly, or a pre-determined dollar threshold.


iDebit leverages proven online banking technology and security measures throughout the entire payment experience to ensure your customers’ funds are safe and their data is private.
  • No data storage

    iDebit doesn’t store or log online banking credentials, so your customers’ banking passwords and login IDs stay safely between them and their bank.

  • Real-time risk assessment

    Manage fraud risk while ensuring a seamless, secure payment experience for your customers.

  • Multi-factor authentication

    Customers must enter their online banking credentials AND correctly answer their bank’s security question to complete a transaction.

  • Data encryption

    iDebit transmits customers’ personal information securely using 128-bit encryption–the same technology used by banks–to prevent unlawful interception of data.

  • Your information is safe with us

    We are proud to offer the highest standards of safety and privacy of consumer data. We meet the information security criteria required by the American Institute of CPA's Service Organization Control.